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Adverse/ Poor Credit

Are you experiencing finance issues or affected by poor credit because of the following?

  • Missed Payments
  • Defaults
  • County Court Judgement (CCJ)
  • Debt Management Plan (DMP)
  • Individual Voluntary Arrangement (IVA)
  • Bankruptcy

Having an adverse credit history isn’t the end of the world. And it is still possible to get a mortgage with a bad credit score. At Advance Mortgages we make anything possible!

We assess your options by looking at your current score and help you identify the correct lender as we work with the comprehensive range of unlimited lenders across the market. Whether you are looking to purchase or remortgage, we can search for the right lender to suit you.

We can also give you advice on how to clean up your credit file and present your mortgage application in the best light.

So, what are you waiting for? Call US Today!

Did you know?..
  • Many lenders will still loan to people with bad / poor credit
  • Some lenders will consider your mortgage application immediately after you’re discharged.
  • Although an IVA will remain on your credit report for 6 years, some lenders will review an application the day after your IVA has ended.

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up with repayments on your mortgage or on any other secured loans.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% of the amount borrowed, but a typical fee is £495.